:root{--ink:#142235;--muted:#5f6b78;--paper:#fbfaf6;--card:#ffffff;--gold:#b88a2e;--gold2:#d6b45f;--nav:#0f1b2b;--line:#e7e0d2;--soft:#f3efe5;--danger:#7b2d2d}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.7}a{color:#72530f;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:#3f2e08}img{max-width:100%}.topbar{background:var(--nav);color:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid #25344a}.nav{max-width:1180px;margin:auto;padding:12px 20px;display:flex;align-items:center;gap:20px}.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;letter-spacing:.2px}.mark{width:32px;height:32px;border:2px solid var(--gold2);border-radius:50%;display:grid;place-items:center;color:var(--gold2);font-size:18px}.navlinks{display:flex;gap:18px;margin-left:auto;align-items:center}.navlinks a{color:#e9edf3;text-decoration:none;font-size:14px}.navlinks a:hover{color:#fff}.header-cta{background:var(--gold2)!important;color:#18202c!important;padding:9px 13px;border-radius:8px;font-weight:800}.menu-btn{display:none;margin-left:auto;background:transparent;color:#fff;border:1px solid #526176;border-radius:7px;padding:8px 10px}.hero{background:linear-gradient(135deg,#111e30,#1d314d);color:#fff;padding:64px 20px 52px}.hero .wrap{max-width:1050px;margin:auto}.hero h1{font-family:Georgia,serif;font-size:clamp(38px,6vw,66px);line-height:1.04;margin:0 0 18px}.hero p{max-width:760px;font-size:20px;color:#dce4ef}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-block;border-radius:9px;padding:12px 16px;text-decoration:none;font-weight:800}.btn-primary{background:var(--gold2);color:#18202c}.btn-secondary{border:1px solid #8392a7;color:#fff}.container{max-width:1180px;margin:auto;padding:34px 20px 80px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:20px}.breadcrumbs a{color:var(--muted)}.layout{display:grid;grid-template-columns:minmax(0,760px) 320px;gap:44px;align-items:start}.article{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:34px;box-shadow:0 10px 30px rgba(30,35,40,.04)}h1,h2,h3{line-height:1.2}h1{font-family:Georgia,serif;font-size:clamp(34px,5vw,50px);margin-top:0}h2{font-family:Georgia,serif;font-size:30px;margin-top:42px}h3{font-size:20px;margin-top:28px}.dek{font-size:20px;color:#44515f}.meta{font-size:13px;color:var(--muted);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:12px 0;margin:20px 0}.keybox,.note,.warning,.cta-box{border-radius:12px;padding:20px 22px;margin:26px 0}.keybox{background:var(--soft);border-left:4px solid var(--gold)}.note{background:#eef4f8;border-left:4px solid #6687a2}.warning{background:#fbf0f0;border-left:4px solid var(--danger)}.cta-box{background:#17263b;color:#fff;border:1px solid #293a52}.cta-box h3{margin-top:0;color:#fff}.cta-box p{color:#dbe2ea}.cta-box a.btn{background:var(--gold2);color:#152034}.disclosure{font-size:12px;color:#c6ced7;margin-top:10px}.sidebar{position:sticky;top:78px}.side-card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:20px;margin-bottom:18px}.side-card h3{margin-top:0;font-family:Georgia,serif}.side-card ul{padding-left:18px}.side-cta{background:#17263b;color:#fff}.side-cta p{color:#dbe2ea}.side-cta .btn{background:var(--gold2);color:#152034;width:100%;text-align:center}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}.card h3{margin-top:0}.card p{color:var(--muted)}.home-sections{padding:50px 20px;max-width:1180px;margin:auto}.section-head{max-width:760px;margin-bottom:24px}.footer{background:#0f1b2b;color:#cbd4df;padding:42px 20px 90px}.footer .wrap{max-width:1180px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer a{color:#d8c17d}.footer small{display:block;margin-top:24px;color:#9eabba}.mobile-cta{display:none}.source-list{font-size:14px}.related{display:grid;grid-template-columns:1fr 1fr;gap:12px}.related a{display:block;background:var(--soft);padding:12px;border-radius:8px;text-decoration:none}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:15px}th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}th{background:var(--soft)}.trust-links{font-size:13px}
@media(max-width:900px){.layout{grid-template-columns:1fr}.sidebar{position:static}.cards{grid-template-columns:1fr 1fr}.navlinks{display:none;position:absolute;top:57px;left:0;right:0;background:#0f1b2b;padding:18px 20px;flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.menu-btn{display:block}.header-cta{width:100%}.mobile-cta{display:block;position:fixed;bottom:0;left:0;right:0;background:#0f1b2b;padding:10px 14px;z-index:60;border-top:1px solid #34445c}.mobile-cta a{display:block;background:var(--gold2);color:#172033;text-align:center;padding:11px;border-radius:8px;font-weight:900;text-decoration:none}}
@media(max-width:620px){.article{padding:22px}.cards,.related,.footer .wrap{grid-template-columns:1fr}.hero{padding-top:46px}.nav{padding:10px 14px}}